Used Ram trucks near Memphis
Pick the right Ram for how you actually use a truck, and know what to check before you buy.
- ✓ No-pressure
- ✓ Trade-ins welcome
- ✓ Every credit situation
- ✓ TN · AR · MS buyers
1500 or 2500/3500?
The Ram 1500 uses coil springs in back, so it rides more like an SUV, which makes it the best daily driver. Step up to a 2500 or 3500 only if you regularly tow a large camper, a gooseneck or heavy equipment. HD trucks ride stiffer and cost more to run.
Which engine?
| Engine | Good fit |
|---|---|
| 3.6L V6 (eTorque) | Commuting and light hauling; best fuel economy of the gas options. |
| 5.7L HEMI V8 | Boat and camper towing; the most common used-truck pick. |
| Cummins diesel (HD) | Heavy, frequent towing; higher purchase and maintenance cost. |
Towing math in one minute
Add up the trailer's loaded weight and compare it to the truck's tow rating on the door-jamb sticker and owner's manual. Leave a 15–20% margin, and remember passengers and cargo in the bed count against payload.
Used Ram inspection checklist
- Look at the hitch, bed and rear suspension for signs of heavy towing.
- On a HEMI, listen at cold idle for a persistent tick and ask for oil-change records.
- Test 4x4 engagement, and the air suspension (if equipped) at each height.
- Check the frame, cab corners and wheel wells for rust.
- Confirm open recalls are done (nhtsa.gov/recalls).
🔁 Trade-in
Bring your vehicle, title or payoff info and both keys. You get a written appraisal you can compare anywhere. If you still owe, the payoff can usually be rolled into the deal, and any equity goes toward your down payment.
🏦 Financing
The store's finance team sends one application to several banks and lenders, including ones that work with fair or rebuilding credit. Approval and rates are up to the lender, so nobody can honestly guarantee them. Credit options →
Common questions
Can I find a used Ram 1500 under $20k near Memphis?
Often, usually with higher miles or an older year. Be flexible on trim and prioritize service history.
Is the HEMI tick a dealbreaker?
Not always, but a persistent tick needs a professional opinion before you buy. Records and a pre-purchase inspection help.
Can I trade in my current truck?
Yes. You'll get a written appraisal, and equity can go toward your down payment.